Core Banking
In today’s rapidly evolving digital era, technology has become an integral part of our daily lives, transforming the way we communicate, transact, and access services. Recognizing the importance of staying aligned with modern advancements and delivering seamless customer experiences, Shikalgar Sahakari Patpedhi has embraced digital innovation by implementing Core Banking Services (CBS) across all its branches.
With this progressive step, we now offer ‘Any Branch Banking’, enabling our customers to conduct their banking transactions from any of our branches, regardless of where their account was originally opened. This facility empowers customers with greater flexibility, convenience, and real-time access to their accounts, thereby eliminating the limitations of traditional, branch-specific banking.
Our commitment to technology-driven service ensures faster processing, enhanced security, and improved operational efficiency — all aimed at enriching the overall banking experience. At Shikalgar Sahakari Patpedhi, we continue to invest in the latest banking infrastructure to keep pace with evolving customer expectations and deliver the highest standard of service.
Retail Banking
With a vision to support the diverse financial needs of individuals and families, Shikalgar Sahakari Patpedhi ventured into Retail Banking over a decade ago. Since then, we have been committed to offering accessible and reliable financial solutions that empower our customers to achieve their personal and professional goals.
One of our flagship offerings is the Gold Mortgage Loan, which has helped countless individuals unlock the value of their gold assets to meet urgent financial requirements, fund business growth, cover medical expenses, or support educational aspirations.
Over the years, we have expanded our portfolio to include individual loan schemes tailored specifically for salaried professionals and self-employed individuals. These schemes are designed with flexible repayment options, competitive interest rates, and minimal documentation, ensuring a smooth and hassle-free borrowing experience.
In response to evolving customer preferences and market trends, Shikalgar Sahakari Patpedhi has recently launched a new and innovative offering — the Gold Purchase Mortgage Loan. This unique loan scheme allows customers to finance the purchase of gold through a secured loan, blending the benefits of asset creation with the convenience of structured financing.
At Shikalgar Sahakari Patpedhi, we remain dedicated to developing financial products that are rooted in trust, accessibility, and customer-centric values.